The insurer already knows what happened. Time you did too.
Every modern vehicle records the seconds before a serious crash. Speed, brake pressure, steering input, delta-v at impact. The insurance company pulls that data early and prices your case against it. We pull the same data and price it back.
A serious injury case is a document, not a phone call. This is what the document says.
Insurers open every serious injury file with a ceiling in mind. The ledger below is how we build the floor beneath that ceiling. Every line is a real category from a real case our practice handled. The specific figures shift with each client. The structure does not.
Ledger reflects a documented case archetype. Individual results vary. Prior results do not guarantee similar outcomes.
The five seconds before impact. Pulled from the black box.
Modern vehicles preserve the seconds before a crash in an event data recorder. Insurers pull it early. So do we. Below is a real readout from a serious injury case, formatted as our engineers see it.
EDR data is a preservable asset. Once the vehicle is released to salvage, the recorder goes with it. This is why the first call matters.
Photographs beat memory. Every time.
What someone captures on a phone at the scene will outperform any statement written days later. Vehicle positions, skid marks, roadway conditions, weather, sightlines. Get it before it changes.
Do not authorize the vehicle for salvage yet.
The EDR lives in the car. The insurance company will tell you the total-loss process is standard and fast. It is fast on purpose. Let us pull the data first.
The adjuster is not calling to help.
The recorded statement is discovery, disguised as courtesy. Every word gets used at deposition years later. Nothing about the crash or the injury should be described until we are on the line with you.
Your case gets a number the insurer has to answer.
We build the damages case with life care planners, vocational economists, medical experts, and the black box data before any demand goes out. The number is defensible, documented, and structured to survive litigation if the insurer wants to fight.
The call is free. The clock isn’t.
Colorado’s filing window on serious injury claims is three years from the date of the crash. EDR retention windows are shorter. So is the insurer’s memory of what they offered on day one.
Call 720-928-9178